Income requirement
What income does your household have to prove?
Portugal assesses the main applicant against the national minimum wage — once for the D7, four times for the D8 — then adds a percentage for each additional adult and child.
Route
Minimum income to demonstrate
€0
per month · €10,440 per year
Main applicant assessed at the monthly minimum wage, with household uplifts.
| Main applicant (1x minimum wage) | €870 |
| Total per month | €870 |
Eligible on means
Clears the floor with €1,630 a month to spare
287% of the €870 floor · a comfortable file shows €1,044 a month
At 287% of the requirement your income sits comfortably above the threshold. What decides the file now is provenance: twelve months of statements, a contract or pension letter, and money arriving on a predictable schedule.
Savings as support
No bridge needed
Your recurring income already clears the floor
Savings are not needed to bridge anything here. They still help: a balance of roughly €5,220 on top of the income reads as a household that can absorb a bad month, and it costs nothing to include the statements.
What the file has to show for the balance to count
- ◆Twelve consecutive monthly statements for the account holding the balance, stamped or issued by the bank.
- ◆A bank letter confirming the balance and that the funds are unencumbered and accessible.
- ◆Provenance for any transfer above a few thousand euros: sale deed, inheritance, severance or tax return.
- ◆The balance held steady, not deposited days before the appointment — a single recent transfer is the pattern posts query most.
No consulate publishes a savings formula. This is the twelve-month support pattern posts apply in practice, written as arithmetic — treat it as a planning figure, not as a rule, and never as legal advice.
Ask the community
Copy an anonymous summary to paste into r/PortugalExpats or a Facebook expat group. No names, only the figures.
Portugal D7 — 1 adult(s), 0 child(ren) Legal floor: €870/month (€10,440/year) My income: 287% of the floor — Eligible on means Savings held: €20,000 Would a consulate accept this file? Calculated with the 2026 rules at https://visaportuguese.com/tools/income-requirement?utm_source=share&utm_medium=snapshot
Meeting the number is not the same as passing. Consulates look at stability and provenance: twelve months of statements, contracts or pension letters, and money that arrives on a predictable schedule. A single large transfer rarely satisfies them.
Savings are treated as support, not as income. A common approach is to hold twelve months of the required amount in an accessible account in addition to the recurring income.
This calculator gives you the floor. Budget above it: rent in Lisbon and Porto has moved faster than the thresholds have.
Free download
The pre-consulate audit checklist, free
Two pages, the 20 checks that get files handed back at the counter: the thresholds and the margin posts read as comfortable, what expires before your appointment, the housing paperwork, the order of the folder and your own post's extra rules.
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Add this D7 calculator to your site — free
Paste the code into any page (WordPress: “Custom HTML” block; Ghost: HTML card). Figures update automatically when official rules change.
<iframe src="https://visaportuguese.com/embed/d7-calculator" title="Portugal D7 visa income calculator" width="100%" height="560" style="border:0;max-width:640px" loading="lazy"></iframe> <p style="font-size:12px">Calculator by <a href="https://visaportuguese.com/tools/income-requirement">Visa Portuguese</a></p>