Cost of living
Plan your monthly budget, by city
Rent dominates every Portuguese budget and varies more between cities than any other line. Choose a location and household, and see the itemised monthly figure.
Location
Household
How you live
Lisbon · monthly total
€1,858
Range for this household: €1,510 to €2,491 a month
single household · €22,296 per year
| Rent, 1-bedroom apartmentWhole householdPlanning estimate · Checked 2026-10-07 · SourceLong-term unfurnished lease, anchored to INE median rents for new contracts; furnished expat listings run higher. | €1,150€943–€1,495 |
| Electricity, water and gasWhole householdPlanning estimate · Checked 2026-10-07 · SourcePlanning estimate: electricity, water and optional gas for a modest 1–2 adult apartment, averaged across the year. Anchored to ERSE 2026 tariffs, not a measured city household average. Consumption, contracted power, local water charges and winter heating can exceed the range; families should allow more. | €100€70–€160 |
| Internet and mobileWhole householdPlanning estimate · Checked 2026-10-07 · SourcePlanning estimate: fibre plus one mobile line. DIGI advertises 1 Gbps fibre at EUR 10/month and unlimited mobile from EUR 7 for one line (EUR 17 combined), subject to address coverage and terms; other packages cost more. TV and extra lines excluded. | €30€17–€60 |
| Home contents insuranceWhole householdPlanning estimate · Checked 2026-09-12 · SourceContents cover for a rented apartment. | €18€15–€23 |
| Groceries1 adultPlanning estimate · Checked 2026-10-07 · SourcePlanning estimate: supermarket food and household basics, per adult; children weighted at 60%. Same allowance across these cities: no verified city-level price index. DECO basket of 63 products was EUR 255.56 on 7 Oct 2026; it is a price tracker, NOT a monthly diet or the source of this allowance. Eating out excluded. | €275€250–€350 |
| Public transport pass1 adult commuterOfficial tariff · Checked 2026-10-07 · SourceOfficial tariff: Navegante Metropolitano adult monthly pass, EUR 40 for the Lisbon metropolitan area. Municipal pass EUR 30. Cascais local resident schemes may reduce local bus costs but do not replace metropolitan coverage. Card issuance extra. | €40€40–€40 |
| Private health insurance1 adultPlanning estimate · Checked 2026-10-07 · SourcePlanning estimate: private health-insurance allowance per adult, not an SNS fee or a guaranteed quote. Broker guide published 14 Feb 2025, rechecked 7 Oct 2026: middle-aged adults EUR 50–150; older applicants may need EUR 100–300+ or face exclusions. Child weighting (50%) is a budgeting assumption. Medicines, dental and co-payments extra. | €75€30–€150 |
| Eating out and leisurePer adultPlanning estimate · Checked 2026-09-12 · SourceCounted per adult, with a discount for a shared household. | €170€145–€213 |
Rent assumes a long-term unfurnished lease outside the tourist core. One car and the utilities are counted once for the household, groceries and health cover follow each person, and eating out is per adult with a discount for a shared home.
Same household, every city
- Guimarães€1,080
- Coimbra€1,168
- Braga€1,170
- Viseu€1,195
- Ponta Delgada€1,229
- Aveiro€1,233
- Évora€1,247
- Leiria€1,250
- Setúbal€1,319
- Funchal€1,395
- Faro€1,575
- Porto€1,586
- Lagos€1,661
- Lisbon€1,858
- Cascais & Oeiras€2,010
Rent assumes a long-term unfurnished lease outside the tourist core. Short-term and furnished rentals in Lisbon, Porto and the Algarve routinely cost 30–60% more.