Places · Madeira
Living in Funchal
Island living with subtropical weather, a small but established remote-work community and limited housing stock.
Region
Madeira
Population
105,000
Best for
Remote workers and mild year-round weather
Single household
€1,395 / month (€1,162–€1,784)
Couple
€2,099 / month (€1,751–€2,679)
Couple with two children
€2,903 / month
Where the money goes each month
| Item | Single | Couple |
|---|---|---|
| Rent, 2-bedroom apartmentLong-term unfurnished lease outside the tourist core. | €800 | €1,100 |
| Electricity, water and gasAveraged across the year for an apartment; winter bills run higher because most homes have no central heating. | €95 | €95 |
| Internet and mobileFibre package with one or two mobile lines. | €45 | €45 |
| Home contents insuranceContents cover for a rented apartment. | €15 | €15 |
| GroceriesSupermarket shopping, counted per person; a child counts as roughly 60% of an adult. | €220 | €440 |
| Public transport passMonthly metropolitan pass, per adult who commutes. | €40 | €72 |
| Private health insuranceMid-range private plan on top of public healthcare; a child costs roughly half an adult. | €40 | €80 |
| Eating out and leisureCounted per adult, with a discount for a shared household. | €140 | €252 |
Rent is the whole story. Every other line in a Portuguese budget is modest by Western European standards; housing is not, and in Funchal it is what will decide whether your income is comfortable or tight.
Long-term unfurnished leases are far cheaper than the furnished, English-language listings aimed at newcomers. Arriving with three months of temporary accommodation booked and searching locally almost always beats signing remotely.
Compare with other cities
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